Mortgage Readiness Score
UK-focused snapshot using common lender thresholds. No data is saved.
Before we start
This helps us tailor the calculator to your situation.
First-time buyers may access mortgages with up to 5% deposit and stamp duty relief.
Choose your mode
Quick mode is best if you know your numbers. Guided mode walks you through one question at a time.
Inputs
Guided mode
This is the purchase price of the property.
Results
What to do next
- Enter your numbers and calculate to see tailored actions.
This is a guidance tool, not mortgage advice. Lenders use more detail (credit file, dependants, commitments, stress tests, product rules).
Get mortgage-ready faster
I’ll send you simple steps to improve your approval chances and avoid common mistakes.
No spam. Just useful insights.
Results
Get mortgage-ready faster
I’ll send you simple steps to improve your approval chances and avoid common mistakes.
No spam. Just useful insights.